23 jan 2024 · in march 2023, i opened a jcpenney card through synchrony bank. I had made a purchase and was paying it off on time. In june, i applied through a bank for a personal loan to take care of some emergency auto repairs. I have good credit and got it, however, it was contingent on them paying off the two cards i had. 2 oct 2022 · the bad news, this credit card probably has an interest rate of 25% or so if you do not pay it off.
Just pay it off every time you get the bill. Smart thing, buy only a low amount on it. Low to you and me are different definitions. 19 dec 2023 · if you still have questions regarding jcpenney credit services: The only store credit card i plan on keeping is dillard’s which is financed through wells fargo and i’m never getting another store credit card ever again period. Thankfully these were not high limits i had with synchrony so it won’t put me into the toilet too bad, nor are the accounts that old, but i do expect to take a bit of a hit from this. 23 jan 2024 · credit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage/loan, investigating. When creating your jcp account (your shopping one), you need to register with the same information they have for you on file at work. 22 may 2024 · a few months ago, a cashier at jc penney tricked me into opening a credit card by calling it a membership account. She charged my order to that card without my permission. Later i paid the credit card bill, but the bank took the money twice. 14 may 2024 · jcpenney/synchrony sent her a letter stating they are raising her interest rate to 39% and if she doesn't agree to this they will cancel her card. I've told her to let them cancel it, she has 2 other cards she uses more than the jcpenneys. 9 mar 2024 · whenever i ask customers, i always ask if they want to apply for the jcpenney credit card.
She charged my order to that card without my permission. Later i paid the credit card bill, but the bank took the money twice. 14 may 2024 · jcpenney/synchrony sent her a letter stating they are raising her interest rate to 39% and if she doesn't agree to this they will cancel her card. I've told her to let them cancel it, she has 2 other cards she uses more than the jcpenneys. 9 mar 2024 · whenever i ask customers, i always ask if they want to apply for the jcpenney credit card. It sets the expectation that this isn't just a discount card. I also tell them exactly how much money they can save if they apply and get approved (it's on the screen), for the credit card, and that they can pay it off immediately to. 25 nov 2018 · credit score doesn't matter day to day, only when you're applying for additional credit.
It sets the expectation that this isn't just a discount card. I also tell them exactly how much money they can save if they apply and get approved (it's on the screen), for the credit card, and that they can pay it off immediately to. 25 nov 2018 · credit score doesn't matter day to day, only when you're applying for additional credit.